According to the interlocutors of Kommersant, who are familiar with the position of the regulator, the Central Bank is ready to introduce new restrictions on the mortgage in order to level out the risks of the bubble. "In particular, the regulator intends to tighten the requirements for loans with an initial contribution of less than 20% and introduce, in fact, stalling factors for the issuance of a mortgage without an initial installment," one of the interlocutors told Kommersant. "If these constraints do not help the risk remains, the Central Bank may tighten requirements also for mortgage loans of other categories. " According to the Central Bank, the share of loans with an initial contribution of less than 20% is growing rapidly. So, if in the fourth quarter of 2016 they accounted for 6.8% of all issued mortgage loans, in the third quarter of 2017, 29.4%. Sky more
